Social Security and Short-Term Disability Don’t Mix
There is a common belief that any type of disability will qualify you for Social Security Disability Insurance (SSDI). This is not true at all. SSDI will only be approved for people who are totally disabled over the long term; people who have partial or short-term disability are not qualified to receive SSDI benefits. If you have partial disability or a disability not expected to last more than 12 months and have been told that you may qualify for SSDI, don’t waste your time in making a claim.
This does not mean that there are no programs that will apply to people with partial or short-term disability; it just isn’t under Social Security. Applicants will probably need guidance when it comes to short-term disability. Depending on the reason for it, you may have several avenues that you may want to explore. While Social Security is desirable, these other options may be easier to qualify for, giving them a certain charm as well.
Workers’ compensation benefits will definitely kick in if you have been gainfully employed for the requisite number of work credits, and your disability is job related. Unfortunately, there is no state-funded program specifically for short-term disability in Illinois such as is available in California, New Jersey, New York, Rhode Island, Hawaii and Puerto Rico but there may be other programs available to you that could help in your time of short-lived but very real financial distress.
If you find yourself afflicted by a short-term disability, you should consult with a disability lawyer in the area who has the breadth of experience and requisite knowledge to put you on the right track for financial assistance. Don’t miss out on an opportunity to get assistance because you did not know what the available programs are.